Insurance Services and Medicare Plans
Welcome to Drake Medicare Solutions
One of the most difficult areas of my job is convincing people that they should be slow to accept Medicare advice from their neighbor or relative or friend who is not a licensed insurance agent.
“A little knowledge is a dangerous thing” – Alexander Pope
We are Licensed Agents with a Physical Office Location
Many agents have mapped office addresses that are actually inside a post office, a rented house, coffee shop, etc. We can meet with you in person – either at our office or at your home, whichever you prefer. Together, we can compare plans and help you enroll in the plan that best fits your needs – and if you ever want to consider a plan change, we can help you with that too. You can always enroll through a telephone agent or online, but once the enrollment session is finished, you will probably never be able to contact that particular agent in the future if you have questions about your coverage.
We can also help you with Special Needs Plans if you have certain chronic health conditions or if your household income qualifies for state assistance.
Steps in Getting a Medicare Health Plan
Application and Enrollment
The first step before getting into a Medicare Advantage plan, Medicare Supplement plan, or Medicare prescription plan is to sign up for “original Medicare” from the federal government. You can apply at the Social Security page here Apply for Medicare. You can also call 1-800-MEDICARE (1-800-633-4227) or you can click here Social Security offices to search for a local Social Security office where you can enroll in person.
For more information on how to enroll in Medicare Parts A and B click here Medicare Part A and Part B
Issuance of Verification Letter
After your application is received and enrollment is confirmed, you will receive a Benefits Verification Letter. You will be issued a unique Medicare number (MBI) and your Part A (hospital) and Part B (medical) effective dates will be indicated in the letter. It is not required to enroll in Part B or Part D (prescriptions), BUT in order to avoid late enrollment penalties in the future it is strongly suggested. For more information about late enrollment penalties for Part B click here Part B late enrollment penalty and for information about late enrollment penalties for Part D click here Part D late enrollment penalty
For a one-on-one explanation, contact us and we will be happy to work with you personally.
Reach Out to Us
If you want more information about Medicare enrolment processes and penalties, connect with us today. We can provide you with a one-on-one explanation to answer your questions or concerns.